Learn How To Maximize Your Lifetime Benefits
By Understanding Your Claiming Options.
The Social Security Retirement Guide is a FREE online resource designed to help Americans understand the different options available when filing for retirement benefits. Keep in mind that you should always discuss financial matters with a licensed professional before taking action.
This website is NOT a publication of the United States Social Security Administration. Nor is it endorsed by them, or affiliated with them in any way. The official website of United States Social Security Administration can be found at https://www.ssa.gov
Did you know…Americans leave behind $25 Billion in unclaimed benefits every year.
This is bad news when you think about the importance of financial security during retirement. It’s a shame so many people lose out on some of the benefits they paid towards during their working years.
The SSA does provide free assistance to anyone who has questions about their benefits. You can either visit your field office or call 1-800-772-1213. This website provides an alternative source of education. It is important to research all of your options since there aren’t many options to “change your mind” after you apply. You either get it right the first time or suffer through endless appeals and waiting games.
Important: The ideal claiming strategy is different for every household.
You must look beyond the basic benefit schedules to avoid leaving money on the table. It is important to consider your retirement income, health status, and your partner’s work record. Considering all of these factors, and comparing them to your benefit options, is an important step toward making an intelligent decision.
There are over 2,700 rules in the Social Security operations manual, and the average married couple has hundreds of different claiming options. It’s an unbelievable amount of information to sort through, but even if you had all the time in the world, knowing all the RULES would only get you so far.
This is where SocialSecurityRetirementGuide.com can help you.
Our site is laid out in chapters like a book. We originally sold the contents on this guide as a downloadable PDF, but we recently changed the format to a free (advertiser supported) resource. Jim Blair, the original author,is semi-retired now and spend his working hours as a benefits consultant. The website is still updated as needed, but we no longer support a downloadable product or provide benefits advice by email.